The government is discussing the possibility of including individuals earning up to 200,000 AMD in the Universal Health Insurance system starting January 2027. According to one of the proposed scenarios, the monthly fee of 10,800 AMD will be distributed among the state, the employee, and the employer. Under the option presented by Prime Minister Nikol Pashinyan, 4,400 AMD will be subsidized by the state, 2,000 AMD will be paid by the employee, and 4,400 AMD by the employer. The 2,000 AMD to be paid by the employee is equal to the amount that was transferred to the "Zinapah" fund until January 2026.
If the employee's salary reaches 200,000 AMD, they will transition to another relevant system. According to Pashinyan's presentation, the fee distribution ratio may also change starting January 2028. In that case, as long as the salary remains below 200,000 AMD, 6,000 AMD of the 10,800 AMD will be paid by the employee, and 4,800 AMD by the employer. In the event of submitting a universal declaration, the employee will have the opportunity to get their fee back through a social credit, while discussions around these scenarios are still ongoing with the National Assembly and partners.
These changes directly affect the daily expenses and social guarantees of thousands of citizens. It is important to monitor how the final mechanism will be formed during negotiations with stakeholders.
In the coming months, it will become clear which of the proposed scenarios will be deemed acceptable and what impact it will have on different groups of the population.
